What's your auto insurance price?

[afro-elf]

I have been out of the States for quite awhile and I have been trying to get some info on some auto insurance prices but they tend to require info that I do not have.

I know age etc plays a difference but I am really just trying to get some gauge on possible prices.

If you could post just the year make and model and your insurance that would be really helpful. You can PM me if you don't wish everyone to know your premium.

Thanks.

[Valandil]

I'm 41 and my wife is 32. We have one vehicle - a 2002 Dodge Grand Caravan. We live in the city of Chicago, in a reasonably nice neighborhood (I believe that in the US auto insurance is partly determined by zip code). Neither of us has ever had a claim in our lives... and I only pick up a very rare speeding ticket (grand total of 3 - plus once for turning right as a light changed to red at a 'no-turn-on-red' intersection).

Six months of auto insurance: slightly over $700.

[crickhollow]

$868 per six months--that's what it jumped up to after my two accidents in three weeks dealio that I pulled in January. currently looking for a new insurance provider.

[Andúril]

Not that it's relevant, but I thought I'd just add my bit to this thread.

23yo, 2003 Toyota RunX 140RT, no accidents/claims, R820pm = $127pm. I've been told I'm paying double what others are.

[afro-elf]

Thanks for the info. I have been debating should I get wheels or not when I get back or wait until I am making some real cash.

[Lizra]

Progressive Auto Insurance

1998 Toyota Camry...$274 per 6 months
1997 Ford F150 truck...$187 per 6 months
We are both 48, and haven't had any accidents or claims in 20 years. So we pay ($461. x 2 ) $922.00 a year for other people's mistakes.
Shop around though, there is quite a bit of difference in price.

[jerseydevil]

Originally posted by afro-elf
Thanks for the info. I have been debating should I get wheels or not when I get back or wait until I am making some real cash.

Well of course insurance prices all depend on where you are moving back to. NJ has the highest in the nation, followed closely by NY and Connecticut.

[Valandil]

Originally posted by afro-elf
Thanks for the info. I have been debating should I get wheels or not when I get back or wait until I am making some real cash.

AE, once you're over 25, age doesn't make a difference, so the biggest factors are where you will live and how much coverage you'll need. Is your destination determined? And if so, is it a big urban area? In either case, one good approach could be to get a vehicle that's at least 8 years old and just get liability, or whatever goes for minimum coverage in your state.

To give you an idea, I was from a small town in an area where there are no big towns and my insurance was quite low, even when my dad added me to the family policy. I went to college in Champaign, IL - not a big urban center either - still paid a very small amount.

I was already over 25 when I finished with school, and when I moved to Chicago, my insurance went up about 2.5 times - just for the location change. Then, a year and a half later I bought a new car and went to 'full coverage' - I was shocked again because my rates went up another 2.5 times!

So, a few different factors. If you can swing it with public, and an occasional borrowed car for a time, that'll help you get on your feet. Otherwise, going for a cheaper option can get you through for a time.

[Lizra]

I can't imagine not having a car! Crazy!

[Twista]

i am getting a L-Reg Vauxhall Corsa. It will cost me £450 on my parents insurance...

[Edit - Spelling Error ]

[Andúril]

Originally posted by Twista
i am getting a L-Reg Voxhall Corsa. It will cost me £450 on my parents insurance...

Vauxhall.

[brownjenkins]

i have a new car... still on payments, so the full deal of insurance at about $900 in boston... clean driving record

i have another old rust-bucket with the minimum coverage, which is about $500